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Savings and Investments

SAVINGS AND INVESTMENTS

You are already working hard for your money. Isn’t it time you got your money working hard for you?

Saving and investing your money is one of the best ways for you to achieve your financial goals. As an independently regulated firm, ODM Financial Advisers has access to the majority of savings and investments products in the marketplace. This ensures that we can find an appropriate solution for you, a solution that fits your life stage and your attitude to risk and return. Whether you require 100% capital guaranteed or a higher rate of return with some risk ODM Financial Advisers will source the appropriate financial solution for you.

A key investment maxim is to avoid putting all of your eggs in one basket. The more you spread your investments, the less risky your portfolio becomes. This applies to both the category of investment and also within each investment category. For example, if 40% of your portfolio is in equity, this category should include a good equity mix and should not be concentrated in one or two companies, industries or regions. ODM Financial Advisers will source the most appropriate investment solutions in the marketplace to suit your risk profile and life stage. At ODM Financial Advisers we have the knowledge and expertise to advise you in relation to the risks associated with each asset category. We have access to most funds available in the marketplace and we can talk you through the benefits and risks associated with them.

Calculators:

Budget Calculator

Take a quick look at your monthly income and expenses with our budget calculator. This will give you an idea on how much money you have available to save.

College Education Calculator

Use our Cost of College Education Calculator to work out the estimated costs of sending your children to college and see how much you might need to save each month to meet these college costs.